With Hurricane Idalia on the way, it’s time to discuss how you can prepare for the season. These are a few tips for hurricane season. 1. Know Who Your Agent Is It’s more common, than not, that homeowners are not aware of who their servicing agent is. Reason being? You may own multiple properties, changed […]
With healthcare costs on the rise, many organizations are exploring alternative insurance solutions to cover their employees. One of these options to potentially reduce and or control cost is a self funded insurance health plan. While this type of program is typically used by larger companies, many smaller-sized businesses have been opting to self-insure. Here […]
As the new school year approaches, it’s your responsibility to review your to-do list and ensure everything runs smoothly. Insurance is a great planning tool for “back to school”. Here are some ways you can protect your family this season… 1) Off-Premises Theft Coverage Your and your family members’ personal property is covered at your […]
As a business owner or CEO, you and your company are wearing a bulls-eye on your back in the eyes of cybercriminals. In fact, your business may be an even more appealing target for cyberattacks than the large box stores. According to Forbes, a data breach study conducted by Verizon in 2012 revealed that more […]
Insurance Broker, Agent or Just Do It Yourself? In today’s world, there are many different ways to access insurance products. However, there are key differences within the process of determining appropriate coverage that change your experience as a client. While both agents and insurance brokers require the same licensing and education, you may find that there […]
The commercial umbrella insurance market continues to create headaches for real estate owners. Over the past 12-18 months, umbrella liability insurance premiums for real estate (especially multifamily properties) continues to rise. An umbrella policy provides additional coverage on top of the primary liability policy. By purchasing an umbrella policy, an owner protects themselves from legal costs […]
Your home could be vacant for a variety of reasons; whether it’s a seasonal home, it’s under renovation under the assistance of a home remodeler in Chicago, you’re traveling, or it’s up for sale. Leaving your property unattended also leaves in vulnerable to damage from natural disaster, vandalism or theft. That’s why it’s important to […]
Placing the personal ownership of your assets in a Trust or Limited Liability Corporation (LLC) has become increasingly popular among high net worth individuals and families. In fact, studies show that the number of properties owned by trusts or LLC’s has increased about 35% since 1983. This wealth management and estate planning strategy has proven to […]
Before conducting business with any contractor, you should always have a written contract in place. The purpose of the contract is to specify the obligations of each party and how risk will be shared between them. Construction projects can be complicated. For your next project, consider the following critical contract elements: 4 Critical Contract Elements: […]
Portofino, Santorini, Marrakesh, Bali, Dubai – where are you traveling this summer? It is the season to unwind, explore and have fun but even on vacation things can go wrong. The best way to prevent any issues, and get some well-deserved R&R, is to plan ahead, especially for possible problems that come from car rental […]