Personal liability insurance is designed to protect you against your potential personal liabilities. These include potential liabilities related to personal injury or property damage. Personal liability insurance is intended to cover the legal expenses associated with a claim and defend you if a lawsuit results. If you are found liable for a claim at trial, […]
Have you checked to make sure you have everything in your home? Without a complete inventory, you could be putting your possessions at risk. Your home may be bigger now that your family has grown and more time has passed, but more possessions are necessary. In addition, you may already have too much stuff. However, […]
You don’t have to insure every item you own. But when you have certain possessions of high value, loss or damage to these items can be a big blow since the cost of replacing them would be a lot. And that’s where insurance would come in. Homeowner’s Insurance Won’t Cover Everything If you’re getting a […]
While you may already know that insurance is important, you may not know just how important it can be when you least expect it. So what types of insurance should you have? The best way to understand the importance of having different types of insurance is to think about your life as a house. A […]
Are you looking to purchase a residential or commercial property to knock down and redevelop eventually? If so, vacant building insurance might be the best solution in the short term. Depending on the occupancy at the time of loss, your property insurance might not pay for an incident that occurs when the structure is vacant […]
2019 State of the Market: Personal Insurance for High Net Worth Individuals America’s rich are getting richer…and younger. Technology and venture capital are creating more paths to wealth in recent years. Studies show that the number of high net worth individuals (HNWI) is on the rise. Unfortunately, today’s millionaires and billionaires are also more vulnerable […]
He’s making a list, and checking it twice! As we countdown to 2020, now is the perfect time to complete this simple insurance checklist to bring you peace of mind in the New Year! 1. Review Your Policies I know it sounds simple, but when was the last time you reviewed your home, auto, life […]
The summer holidays are long gone, and it’s back to work and school for most of us. As your children begin a new year of education, it’s your responsibility to go over your to do list and make sure everything runs smoothly. Insurance is a great planning tool for “back to school”, here are some […]
With Hurricane Florence, Helene, and Isaac on the way, it’s time to discuss how you can prepare for the season. These are a few tips for hurricane season. 1. Know Who Your Agent Is It’s more common, than not, that homeowners are not aware of who their servicing agent is. Reason being? You may own […]
Personal Excess Liability Insurance (also referred to as Umbrella Insurance Policy) may be one of the most overlooked products by high net worth individuals and families. Because of this many clients are potentially exposed to substantial financial loss. Perhaps you have umbrella liability coverage but don’t understand how it works. Has it ever crossed your […]