Personal liability insurance is designed to protect you against your potential personal liabilities. These include potential liabilities related to personal injury or property damage. Personal liability insurance is intended to cover the legal expenses associated with a claim and defend you if a lawsuit results. If you are found liable for a claim at trial, […]
Have you checked to make sure you have everything in your home? Without a complete inventory, you could be putting your possessions at risk. Your home may be bigger now that your family has grown and more time has passed, but more possessions are necessary. In addition, you may already have too much stuff. However, […]
You don’t have to insure every item you own. But when you have certain possessions of high value, loss or damage to these items can be a big blow since the cost of replacing them would be a lot. And that’s where insurance would come in. Homeowner’s Insurance Won’t Cover Everything If you’re getting a […]
Are you looking to purchase a residential or commercial property to knock down and redevelop eventually? If so, vacant building insurance might be the best solution in the short term. Depending on the occupancy at the time of loss, your property insurance might not pay for an incident that occurs when the structure is vacant […]
He’s making a list, and checking it twice! As we countdown to 2020, now is the perfect time to complete this simple insurance checklist to bring you peace of mind in the New Year! 1. Review Your Policies I know it sounds simple, but when was the last time you reviewed your home, auto, life […]
Personal Excess Liability Insurance (also referred to as Umbrella Insurance Policy) may be one of the most overlooked products by high net worth individuals and families. Because of this many clients are potentially exposed to substantial financial loss. Perhaps you have umbrella liability coverage but don’t understand how it works. Has it ever crossed your […]
Insurance is not something we think about everyday (unless you’re me!). Like many of my clients, you may own one or multiple high-value properties. Maintaining a luxury home is a great responsibility, and carrying appropriate insurance is the best way to protect it from financial loss. As we all know, what you pay for is […]
Are your insurance policies collecting dust? If you can’t remember the last time you’ve seen them, then you should keep review your insurance policies. By not examining your insurance, you’re risking the chance of over-paying, or being under-protected. Many would say, “My broker handles that for me!” While your insurance broker has your best interest […]
For millions of people renting apartments in New York City, renter’s insurance is often in the back of their mind as something they should have but haven’t gotten around to yet. Since there’s no law requiring that you purchase a policy, many renters falsely assume their belongings will be covered by their landlord’s policy if […]
Natural disasters can result in devastating financial loss. Yet homeowners still need to be reminded of the importance of contingency planning and adequate insurance coverage.Unless directed otherwise by your mortgage, Flood Insurance is not a requirement. However, that doesn’t mean you should only purchase “what is required”. Though, in certain situations, areas that were historically known to […]