Natural disasters, particularly floods, have the potential to wreak financial havoc. Alarmingly, a large number of homeowners are still not prioritizing adequate insurance coverage. Beyond mandated requirements, here’s why Flood Insurance is an investment in peace of mind. Understanding the Surge in Flood Insurance Adoption #1) Shifting Flood Maps The ever-evolving flood maps by FEMA […]
Whether you own a large corporation or small business, chances are you probably have key employees (such as owners, founders, or top executives) that are crucial to your company’s success. While these people may be irreplaceable, it’s important to procure a strategy that lifts the financial burden that could result from the unexpected loss of […]
With healthcare costs on the rise, many organizations are exploring alternative insurance solutions to cover their employees. One of these options to potentially reduce and or control cost is a self funded insurance health plan. While this type of program is typically used by larger companies, many smaller-sized businesses have been opting to self-insure. Here […]
Insurance Broker, Agent or Just Do It Yourself? In today’s world, there are many different ways to access insurance products. However, there are key differences within the process of determining appropriate coverage that change your experience as a client. While both agents and insurance brokers require the same licensing and education, you may find that there […]
Placing the personal ownership of your assets in a Trust or Limited Liability Corporation (LLC) has become increasingly popular among high net worth individuals and families. In fact, studies show that the number of properties owned by trusts or LLC’s has increased about 35% since 1983. This wealth management and estate planning strategy has proven to […]
Cutting corners when it comes to insuring your business can be extremely costly. There is a stark difference between choosing an insurance provider because they had the cheapest quote, and selecting someone who understands your business and wants to become your strategic insurance partner. WHAT’S THE DIFFERENCE BETWEEN AN AVERAGE BROKER AND A STRATEGIC INSURANCE […]
The cold temperature isn’t the only reason to bundle up this season! Many of my clients have found that combining their personal insurance policies with one carrier has resulted in significant benefits. Years ago, when you first purchased your insurance, your broker may have placed you with different carriers for the best savings. Yet since […]
Why wait until a claim occurs to scramble and review your commercial property insurance policy? One overlooked gap or error in your coverage could be very costly. Whether your policy is up for renewal, or you are in the process of purchasing a new policy, you should pay attention to the exclusions and limitations included in your […]
Starting up a new business involves a lot of time, research and effort. Start up business insurance can often be confusing and intimidating for new business owners, that’s why I find it’s important to educate and provide convenience for my existing and future clients. This article will provide a simple outline for new business owners […]