Insurance is not something we think about everyday (unless you’re me!). Like many of my clients, you may own one or multiple high-value properties. Maintaining a luxury home is a great responsibility, and carrying appropriate insurance is the best way to protect it from financial loss. As we all know, what you pay for is […]
With an estimated $150 billion to be spent between 2017-2019, New York City construction costs are ranked amongst the highest in the world. While bidding for jobs in this competitive and fast-paced market, many contractors are looking for ways to keep their overhead down. When calculating the costs and expenses for upcoming projects, buying cheap […]
When one hears “Environmental” or “Pollution” damage, the first thing that typically comes to mind is an oil spill or other major events. As a contractor, you know that contamination can happen at even the smallest of sites, and in the most unexpected ways. Pollution liability insurance claims are severity claims, not frequency claims. This […]
The technology industry is one that continuously faces financial losses as a result of an error or omission in the services or products being offered. Most companies believe that their General Liability and Cyber Insurance policies will cover all bases; however, there are a variety of professional service-related losses that can only be covered by […]
Though the Cannabis Industry continues to grow, it also continues to receive skepticism from governments, banks, and insurers. But not for long! This persistent uncertainty, along with lack of loss data, makes it difficult for insurance companies to develop an underwriting strategy for this class of business. There are many factors and risks that lead […]
Are your insurance policies collecting dust? If you can’t remember the last time you’ve seen them, then you should keep review your insurance policies. By not examining your insurance, you’re risking the chance of over-paying, or being under-protected. Many would say, “My broker handles that for me!” While your insurance broker has your best interest […]
For millions of people renting apartments in New York City, renter’s insurance is often in the back of their mind as something they should have but haven’t gotten around to yet. Since there’s no law requiring that you purchase a policy, many renters falsely assume their belongings will be covered by their landlord’s policy if […]
Natural disasters can result in devastating financial loss. Yet homeowners still need to be reminded of the importance of contingency planning and adequate insurance coverage.Unless directed otherwise by your mortgage, Flood Insurance is not a requirement. However, that doesn’t mean you should only purchase “what is required”. Though, in certain situations, areas that were historically known to […]
Now that the holidays are over, it’s time to consider jewelry insurance for jewelry you received as a gift from a loved one. New watch, necklace, perhaps an engagement ring! Here are 4 questions you must consider when insuring valuable items: Q: Does my Homeowners Insurance Cover Jewelry? A: Yes, and no. When reading your insurance […]
Cutting corners when it comes to insuring your business can be extremely costly. There is a stark difference between choosing an insurance provider because they had the cheapest quote, and selecting someone who understands your business and wants to become your strategic insurance partner. WHAT’S THE DIFFERENCE BETWEEN AN AVERAGE BROKER AND A STRATEGIC INSURANCE […]