Before conducting business with any contractor, you should always have a written contract in place. The purpose of the contract is to specify the obligations of each party and how risk will be shared between them. Construction projects can be complicated. For your next project, consider the following critical contract elements: 1. INDEMNIFICATION If you are […]
Whether you own a large corporation or small business, chances are you probably have key employees (such as owners, founders, or top executives) that are crucial to your company’s success. While these people may be irreplaceable, it’s important to procure a strategy that lifts the financial burden that could result from the unexpected loss of […]
Cutting corners when it comes to insuring your business can be extremely costly. There is a stark difference between choosing an insurance provider because they had the cheapest quote, and selecting someone who understands your business and wants to become your strategic insurance partner. WHAT’S THE DIFFERENCE BETWEEN AN AVERAGE BROKER AND A STRATEGIC INSURANCE […]
With healthcare costs on the rise, many organizations are exploring alternative insurance solutions to cover their employees. One of these options to potentially reduce and or control cost is a self funded insurance health plan. While this type of program is typically used by larger companies, many smaller-sized businesses have been opting to self-insure. Here […]
Insurance Broker, Agent or Just Do It Yourself? In today’s world, there are many different ways to access insurance products. However, there are key differences within the process of determining appropriate coverage that change your experience as a client. While both agents and insurance brokers require the same licensing and education, you may find that there […]
Why wait until a claim occurs to scramble and review your commercial property insurance policy? One overlooked gap or error in your coverage could be very costly. Whether your policy is up for renewal, or you are in the process of purchasing a new policy, you should pay attention to the exclusions and limitations included in your […]
Starting up a new business involves a lot of time, research and effort. Start up business insurance can often be confusing and intimidating for new business owners, that’s why I find it’s important to educate and provide convenience for my existing and future clients. This article will provide a simple outline for new business owners […]
Whether you’re a small mom-and-pop construction company or one of the biggest names in the business, trends in the construction industry impact everyone. While analysts predict that 2017 will see an improved economy and construction will keep growing, there are still a handful of trends that keep builders up at night. Here are a few construction trends […]
Does your organization have an employee handbook? If the answer is no, it’s time to revisit the idea of introducing one to your company. While creating an employee handbook may seem like a tedious and time consuming task, there are many ways your business will benefit. Here are a few reasons your company should create […]
It can be easy to fall into a routine of mindlessly renewing your insurance policies each year, but taking a second look at your choices before you agree to renew can have lasting financial and practical benefits. Take a minute to think about the reasons that you might want to spend a little time performing […]